Main menu

Pages

 

لتسجيل البيانات اضغط هنا

 

ابدأ سحب الشيك الآن من هنا

Edit post

How to Get a Scholarship that Includes Full Medical Insurance

electronic
(0)

 


Introduction

Pursuing higher education abroad is a dream for many international students. However, the cost of tuition, living expenses, and health insurance can be overwhelming. While many scholarships cover tuition and accommodation, only a select few offer full medical insurance, which is crucial for students living overseas.

This article will guide you through how to find and apply for scholarships that include full health coverage, provide examples of top scholarships with medical insurance, and share tips to increase your success.

Why Medical Insurance Matters for International Students

Studying in countries like the USA, UK, Canada, Germany, or Australia often requires international students to purchase private health insurance, which can cost between $500 and $2,000 per year. Without insurance, students may face massive bills for unexpected medical treatment or emergency care.

Scholarships that include full health insurance can save you thousands of dollars and protect you from financial hardship during your studies.

Top Scholarships That Include Full Medical Insurance

Here are some fully funded scholarships in 2025 that cover health insurance:

1. DAAD Scholarships (Germany)

  • Benefits: Tuition-free education, monthly stipend, full health insurance, travel allowance.

  • Eligibility: Graduates with a strong academic record applying for master’s or PhD programs in Germany.

  • Medical Insurance: DAAD provides coverage through German statutory health insurance companies.

  • Website: daad.de

2. Fulbright Program (USA)

  • Benefits: Tuition, living allowance, health insurance, airfare.

  • Eligibility: International students from over 150 countries applying for master’s or PhD programs in the U.S.

  • Medical Coverage: Fulbright provides accident and sickness health benefits through an official plan.

  • Website: foreign.fulbrightonline.org

3. Erasmus Mundus Joint Master Degrees (Europe)

  • Benefits: Tuition, monthly stipend, full health insurance, and travel costs.

  • Eligibility: Students applying to joint master’s programs across 2+ European universities.

  • Medical Coverage: Includes private insurance that meets EU student visa requirements.

  • Website: eacea.ec.europa.eu

4. Turkiye Burslari Scholarship (Turkey)

  • Benefits: Full tuition, accommodation, monthly stipend, health insurance, flight tickets.

  • Eligibility: Undergraduate, master’s, and PhD students from all countries.

  • Medical Insurance: Covers general and emergency healthcare services.

  • Website: turkiyeburslari.gov.tr

5. MEXT Scholarship (Japan)

  • Benefits: Tuition, travel, monthly allowance, and health insurance.

  • Eligibility: International students applying for undergraduate and postgraduate degrees.

  • Medical Coverage: National health insurance plan + additional support.

  • Website: studyinjapan.go.jp

Where to Find These Scholarships

Here are the best platforms to track down scholarships with full medical coverage:

  • ScholarshipsAds.com

  • DAAD, Fulbright, and Erasmus official sites

  • University scholarship pages

  • Your country’s Ministry of Higher Education

  • Scholarship aggregators like ScholarshipPositions, Scholars4Dev, or our blog if you have one

You can also set up Google Alerts for terms like:

  • “Scholarships with medical insurance”

  • “Fully funded scholarships for international students”

Key Eligibility Requirements

While each program has specific rules, most require the following:

  1. Academic Excellence: High GPA or academic rank.

  2. Language Proficiency: TOEFL, IELTS, or equivalent (for programs taught in English).

  3. Recommendation Letters: Usually 2-3 letters from teachers or employers.

  4. Motivation Letter / Statement of Purpose: A personal essay showing why you're a good fit.

  5. Medical Certificate: Some programs require proof of good health.

How to Apply – Step-by-Step

Here’s a general application roadmap for these scholarships:

Step 1: Research Thoroughly

List scholarships that cover medical insurance and match your study level and field.

Step 2: Prepare Your Documents

  • Academic transcripts (translated if needed)

  • Language test results (IELTS, TOEFL, etc.)

  • Passport copy

  • Motivation letter

  • Recommendation letters

  • CV / Resume

Step 3: Apply Before the Deadline

Most deadlines fall between October and March, depending on the country and university.

Step 4: Attend Interviews (if required)

Some scholarships include a virtual or in-person interview.

Step 5: Wait for the Result and Prepare for Departure

If accepted, you’ll receive visa instructions, medical clearance steps, and a scholarship contract.

Tips to Increase Your Chances

  • Apply early: Some programs close before advertised deadlines if slots fill.

  • Tailor your motivation letter: Show your long-term goals and why this scholarship is the key.

  • Follow application instructions exactly: Small mistakes can disqualify your application.

  • Highlight your extracurriculars: Volunteering, internships, and leadership roles stand out.

  • Apply to multiple programs: Don’t rely on just one scholarship.

Common Mistakes to Avoid

  • Using the same letter for every application

  • Not checking if medical insurance is included

  • Ignoring country-specific visa requirements

  • Applying to ineligible programs (wrong age, degree level, etc.)


Comments

Post a Comment

 

اضغط هنا و استلم الشيــك